shine india monthly magazine

shine india monthly magazine

shine india monthly magazine Published this article page no 21 it indicates the overall health of the environment as gep measures prime indicators such as forest cover soil erosion air quality and dissolved oxygen in river water.  unlike green gdp which is obtained after deducting the damage to the environment from the total production of the state gep will assess the improvement in the environment components in a year. further it will tell how much work the state has done in reducing the loss of the ecosystem in environmental protection and resource use. other global standards initiatives system of environmental and economic accounts (seea) guidebook developed by the united nations to provide standards for incorporating natural capital and environmental quality into national accounting systems. happy planet index (hpi) it was created by the british new economics foundation (nef) to measure national welfare in the context of environmental sustainability. bhutans gross national happiness (gnh) it has environmental preservation as one of the four policy objectives shine india monthly magazine subscription.

shine india monthly magazine

mahindra current affairs magazine

mahindra current affairs magazine

mahindra current affairs magazine published this article page no 1 article was published in scos main goals are o strengthening mutual trust and neighborliness among the member states. o promoting their effective cooperation in politics trade the economy research technology and culture as well as in education energy transport tourism environmental protection and other areas. o making joint efforts to maintain and ensure peace security and stability in the region and o moving towards the establishment of a democratic fair and rational new international political and economic order.  sco has been an observer in the un general assembly since 2005. significance of sco for india  formulate an appropriate eurasian strategy indias regional interests stem from its goals to partner the mahendra current affairs magazine subscription. 

mahindra current affairs magazine

drishti current affairs today

drishti current affairs today

drishti current affairs today  Published this article  you should really be careful with this condition imposed on credit cards. the advantages of the low-rate credit card offer could suddenly terminate and end up costing you hundreds of dollars if you do not read the terms and conditions. contract provisions like this usually go to the superfine print area and could read something like “however if a minimum monthly payment is not received by the close of the first billing cycle following the payment due date your promotional apr balances will be 24.9%.” thats a jump to the stratosphere from a very low rate credit card offer and that is for being late once! this is where you realize that it is costly to be late on any of your credit cards. the bottom line is that when you opt to take the low rate offer make your payments on time. you must know what the rate will be when the introductory period is over. hopefully the bank will raise the rate to a fair level but if you comparison shop you will find that some rates can reach close to 20%. that can be painfully high drishti current affairs buy online.

drishti current affairs today

Meri saheli magazine yearly subscription

 Meri saheli magazine yearly subscription

Meri saheli magazine yearly subscription Published this article page no 26 teacher training new teacher training institutes should be opened in tribal sub plan areas to meet the requirement of trained teachers.student safety there must be strong machinery to protect students from abuse neglect exploitation and violence.establish separate school for girls this would reduce hesitation of some parents to send their daughters to coeducational institution  enhance awareness government should take some specific initiative such as awareness camp street drama counseling etc. which can create awareness among the tribals about the importance of education.regular monitoring by high level officials this is necessary for smooth functioning of school administration Meri saheli magazine price.

Meri saheli magazine yearly subscription

Junior Science Refresher

Junior Science Refresher

Junior Science Refresher published this article page no 17 therefore making provision of potable tap water in these institutions has been taken up in a campaign mode. making water everyones business  jjm adopts endtoend approach where the focus is on source sustainability water supply greywater treatment & its reuse and operation & maintenance.  the motto of jal jeevan mission is building partnerships changing lives.  jal shakti abhiyan (jsa) to make water everyones business was launched in 2019 in waterstressed areas by dovetailing efforts and resources to achieve water security. technological interventions  jal jeevan mission leverages the use of technology to ensure transparency accountability proper utilisation of funds and service delivery.  hydrogeo morphological (hgm) maps are used in the planning of singlevillage schemes in identifying drinking water sources as well as building aquifer recharge structures.  household tap connections provided are linked with aadhaar number of the head of household and more importantly all financial transactions are undertaken through public finance management system (pfms). Progress Junior Science Refresher buy. 

Junior Science Refresher

Banking services chronicle

Banking services chronicle

Banking services chronicle Published this article page no 95  Secure the experienceUse the best security protocols and protection to ensure that malicious actors cannot alter or harm users while they are in the VR experience. o For example a community member might get voted off the island if enough token holders think someone is not operating in a way that adheres to the community guidelines.  Be transparent about data collectionEnsuring that privacy policies specifically mention Metaverse data and how that data will be used shared and protected.  Ask for permissionInclude permission requests for sensitive data such as eyetracking health and other biometric information including movementderived data.  Diversify representationProvide a diverse set of avatars to users and ensure that representations of groups and characters do not perpetuate stereotypes and are free of discriminatory moulds such as racism casteism communalism etc.  Regulate social spaces Preventing cyber bullying and sexual harassment and ensuring inclusivity through community guidelines and privacy protections. Projects involving children or other vulnerable populations should be given special consideration.  Consider accessibility for allInclude options for those without standard vision hearing or movement to enable them to participate meaningfully in Metaverse experiences. For example allow users to integrate additional software or hardware as needed through modular design. Conclusion In this dynamically evolving domain to ensure that these principles are incorporated in both letter and spirit the platform developers and users will have to innovate continuously and proactively. It is said In the digital realm code dictates life. The time has come when life should dictate the code Banking services chronicle buy.

Banking services chronicle

Banking Services chronicle

Banking Services chronicle

Banking Services chronicle Published this article page no  129 Genesis o Swarnjayanti Gram Swarozgar Yojana (SGSY) started in 1999 was restructured in FY 201011 for implementation as the National Rural Livelihoods Mission to provide a sharper and greater focus as well as momentum for poverty reduction. o In 2015 the program was renamed Deendayal Antayodaya Yojana (DAYNRLM).Ministry Ministry of Rural Development (MoRD)DAY NRLM is a Centrally Sponsored Schemes.Key Features o Universal social mobilization At least one woman member from each identified rural poor household is to be brought under the Self Help Group (SHG) network in a time bound manner. Special emphasis is particularly on vulnerable communities. o Participatory identification of poor The inclusion of the target group under NRLM is determined by a welldefined transparent and equitable process of participatory identification of poor at the level of the community. All households identified as poor through the PIP process is the NRLM Target Group and is eligible for all the benefits under the programme. o Community funds as resources in perpetuity NRLM provides Revolving Fund (RF) and Community Investment Fund (CIF) as resources in perpetuity to the institutions of the poor to strengthen their institutional and financial management capacity. o Financial inclusion On the demand side it promotes financial literacy among the poor and provides catalytic capital to the SHGs and their federations. On the supply side the Mission coordinates with the financial sector and encourages use of Information Communication & Technology (ICT) based financial technologies business correspondents and community facilitators like Bank Mitras. o Livelihoods NRLM focuses on stabilizing and promoting existing livelihood portfolio of the poor through vulnerability reduction livelihoods enhancement tapping new opportunities in farm and nonfarm sectors building skills and nurturing selfemployed and entrepreneurs. o Other featuresHigh emphasis on convergence with other programmes of the MoRD and other Central Ministries.Proactively seeking partnerships with NonGovernment Organizations (NGOs) and other Civil Society Organizations (CSOs) at two levels  strategic and implementation Banking Services chronicle  buy.

Banking Services chronicle

Banking Services chronicle

Banking Services chronicle

Banking Services chronicle   Published this article page no  128 Governmental Approach Apart from bringing laws and guiding society on social behavior the government should apply emotional intelligence to handle conflicts with equal condemnation of social and political violence to avoid revenge tendencies.Peoplecentric Approach As society and government are made by the people it is vital that people should seek true freedom through a life based on reason (objectivity or rational will) selfcontrol and virtues of empathy compassion and humanity. As Thiruvalluvar wellknown poet and philosopher of ancient India said The first and most important thing a man should keep away from is not doing harm of any kind knowingly to anyone at any time. SCHEMES IN NEWS 10.1. DEENDAYAL ANTYODAYA YOJANA  NATIONAL RURAL LIVELIHOODS MISSION (DAYNRLM) Why in news? Deendayal Antyodaya Yojana  National Rural Livelihoods Mission (DAYNRLM) has launched a facility for overdraft (OD) of Rs. 5000 to verified SHG members having accounts under the Prime Minister Jan Dhan Yojana with Banks. About DAYNRLM Objectives Details of schemeTo reduce poverty by enabling the poor households to access gainful selfemployment and skilled wage employment opportunities.To mobilize about 9 10 crore rural poor households into Self Help Groups (SHGs) in a phased manner and provide them longterm support Banking Services chronicle  buy.

Banking Services chronicle

Banking Services chronicle

Banking Services chronicle

Banking Services chronicle  Published this article page no  127 Encourages use of violence If not resolved lynching boosts confidence of nonstate actors and violence gains acceptance. If not controlled it can be used over nonagreement and becomes a threat to individual liberty rationality and logical discussion. Solution to Lynching Current Framework and Other steps needed to stop Lynching With growing use of social media by nonstate actors to gain public attraction mobilise people and target individuals through false allegations solution to lynching is essential not only for sustenance of law and order but for nation building as well. Current Framework  With police and public order being part of state subjects India lacks a single law to specifically deal with mob lynching.In Tehseen Poonawalla vs UOI (2018) Supreme Court issued preventive remedial and punitive guidelines to deal with mob violence and lynchingCalling it a horrendous act of mobocracy the Supreme Court also asked Parliament to establish lynching as a separate offence with punishment.Presently it is mainly dealt under various sections of IPC with a handful of states taking legal initiatives. This includes Manipur West Bengal Rajasthan and recently by the Jharkhand assembly. Other Steps NeededSocietal Approach With involvement of beliefs and emotions regulation of social behavior is first step to stop mob violence and protect rights conferred to the citizens. This includes ○ Respect for Law Law is the mightiest sovereign of a civilized society. Efforts should be made to increase the feeling of law being sacred in society. ○ Culture of duty Efforts should be made to universalize the basic duties such as Duty of Justice Duty of nonmaleficence etc. as part of social norms or actions Banking Services chronicle  buy..

Banking Services chronicle

Shine india monthly magazine

Shine india monthly magazine

Shine india monthly magazine  Published this article page no 36  Data Portability As with other record keeping systems once data is logged in one system transferring that data to a new system may be problematic.  Regulation Some technologies like the permissionless Bitcoin Blockchain bypass regulation completely to tackle inefficiencies in conventional intermediated payment networks. Another challenge of the Blockchain approach is that it reduces oversight. India is yet to implement clearly defined regulations on blockchain technology.  Lack of awareness high cost and limited availability of skilled workforce is also a major impediment in the development of blockchain technology.  51% attack It refers to malicious users or a group of users taking control of more than 50% of the networks mining power. This enables them to recreate the blockchain thereby altering previous transactions and broadcasting to blockchain users that the attackers chain is valid. As it would be the longest chain other users may automatically accept it even though it was illegitimate. Government Steps  Ministry of Electronics and Information Technology (MeitY) has supported a multi institutional project titled Distributed Centre of Excellence in Blockchain Technology with CDAC IDRBT and VJTI as executing agencies. Objectives of this initiative are o Evolving an ecosystem around R&D organizations Government departments and Academia to foster Blockchain technology o Design development and pilot deployment  prototyping of Blockchain based applications in the domains of Governance Banking & Finance and Cyber Security o Conduct research to address the issues and challenges related to Blockchain usage in identified application domains o Evolving Blockchain framework using opensource implementations to suite the identified application domain requirements o Capacity building in Blockchain technology Shine india monthly magazine  buy. 

Shine india monthly magazine

shine india monthly magazine subscription

shine india monthly magazine subscription

shine india monthly magazine subscription published this article page no  31 what does rbis $5 billion dollarrupee swap mean? context the reserve bank of india (rbi) has conducted a $ 5 billion dollarrupee swap auction as part of its liquidity management initiative leading to infusion of dollars and sucking out of the rupee from the financial system. what is a dollar–rupee swap auction? its a forex tool whereby the central bank uses its currency to buy another currency or vice versa. in a dollar–rupee buysell swap the central bank buys dollars (us dollars or usd) from banks in exchange for indian rupees (inr) and immediately gets into an opposite deal with banks promising to sell dollars at a later date. why do central banks engage in it? forex swaps help in liquidity management. it also in a limited way helps in keeping the currency rates in check. a dollar–rupee buysell swap injects inr into the banking system while sucking out the dollars and the reverse happens in a sellbuy swap. why is rbi resorting to it now? surplus liquidity in the system is pegged at rs 7.5 lakh crore which needs to be curbed to keep a tab on inflation. usually the central bank will resort to traditional tools such as increasing the repo rate or increasing the cash reserve ratio (crr) but this can have a negative implication on the economy. therefore the rbi used a different toolkit  variable rate reverse repo auction (vrrr) last year. impacts forex swaps are intended for liquidity management. therefore their impact on currency is only incidental. the rbi resorting to selling usd in two tranches will keep a check on rupees volatility and help curb its depreciation to some extent. for the bond market the exercise may have a pronounced impact. bonds yields are already on an incline. liquidity intervention through swaps indicates the rbis plan to use a different toolkit rather than the traditional ones and this leaves room for the central bank to buy bonds when needed. consequently the strategy will contain bond yields. instalinks prelims link 1. what is currency swap? 2. impacts. 3. rbi monetary policy tools. 4. bond yields. 5. bond yield curve. mains link discuss the significance of rbi currency swap shine india monthly magazine subscription buy.

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banking service chronicle magazine

banking service chronicle magazine

banking service chronicle magazine published this article page no 23  autocratisation is spreading rapidly with a record of 33 countries autocratising. the level of democracy enjoyed by the average global citizen in 2021 is down to 1989 levels.111while sweden topped the ldi index other scandinavian countries such as denmark and norway along with costa rica and new zealand make up the top five in liberal democracy rankings. indias performance it classifies india as an electoral autocracy ranking it 93rd on the ldi out of 179 countries. india is one of the top ten autocratisers in the world says the report. india is part of a broader global trend of an antiplural political party driving a countrys autocratisation. ranked 93rd in the ldi india figures in the bottom 50% of countries. it has slipped further down in the electoral democracy index to 100 and even lower in the deliberative component index at 102. in south asia india is ranked below sri lanka (88) nepal (71) and bhutan (65) and above pakistan (117) in the ldi. reasons behind the overall situation one of the biggest drivers of autocratisation is toxic polarisation it is a dominant trend in 40 countries as opposed to 5 countries that showed rising polarisation in 2011. autocratisation is defined as a phenomenon that erodes respect of counterarguments and associated aspects of the deliberative component of democracy. misinformation as a policy tool the report identified misinformation as a key tool deployed by autocratising governments to sharpen polarisation and shape domestic and international opinion. repression of civil society and censorship of media these were other favored tools of autocratising regimes. rise of political hate speeches has also impacted the situation. 8. international fund for agricultural development (ifad) context the government of madhya pradesh in partnership with the international fund for agricultural development (ifad) proposed two inexpensive and ingenious ideas to encourage women to cook balanced meals. these are 1. the 7 days 7 plots programme here women from the village are taught how to grow different vegetables in their own gardens seven to be exact one for each day of the week. by the end of the week the first plot is ready to be harvested again. this way families get to eat fresh affordable vegetables that they can consume for longer and in greater quantity as against buying from the market and so reduce sickness. this scheme is an adjunct to the tejaswini rural women empowerment programme implemented by the unaffiliated ifad in mp banking service chronicle magazine buy. 

banking service chronicle magazine

banking service chronicle magazine

banking service chronicle magazine

banking service chronicle magazine published this article page no  22 concerns over misuse they can be used by un observers ngos and journalists to gain access to contested areas where war crimes are being committed. however there is a risk of military or political abuse. for example the corridors can be used to smuggle weapons and fuel into besieged cities. who gets access? access to humanitarian corridors is determined by the parties to the conflict. its usually limited to neutral actors the un or aid organizations such as the red cross. they also determine the length of time the area and which means of transport trucks buses or planes are allowed to use the corridor. in rare cases humanitarian corridors are only organized by one of the parties to the conflict. this happened with the american airlift after the berlin blockade by the soviet union in 19481949. instalinks prelims link 1. what are humanitarian? 2. who establishes these corridors? 3. what are they used for? 4. significance. 7. democracy report 2022 context the latest edition of democracy report was released recently by the vdem institute at swedens university of gothenburg. the study was titled democracy report 2022 autocratisation changing nature? about the report the report classifies countries into four regime types based on their score in the liberal democratic index (ldi) liberal democracy electoral democracy electoral autocracy and closed autocracy. general observations more than twice as many countries are undergoing autocratisation as are witnessing democratization. the level of democracy enjoyed by the average global citizen in 2021 is down to 1989 levels with the democratic gains of the postcold war period eroding rapidly in the last few years banking service chronicle magazine buy.

banking service chronicle magazine